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Your Local Monsey & Spring Valley Independent Insurance Agency

LHB Insurance Brokerage specializes in Auto Insurance, Homeowners Insurance, Business Insurance, and Life/Health Insurance.

LHB Insurance Brokerage, Inc. is a full-service, professional, independent insurance agency equipped with the products and resources necessary to successfully meet the many and varied requirements of the sophisticated insurance buying public.

We represent many of the most versatile, financially stable insurance companies, with whom we enjoy a carefully developed and strong relationship predicated upon mutual trust, long-term positive results and future growth and development. This is reflected in part through its membership in Independent Insurance Agents and Brokers Association of NY (IIABNY). This membership positions the kind of commitment the Agency makes to its clients, and to the furtherance of excellence in the industry.

New York Defensive Driving Course10% Mandatory Auto Insurance Premium Reduction for 3 Years.

The American Safety Council is proud to offer you this online defensive driving course approved by the New York State Department of Motor Vehicles.

We earn your trust. We work for your business. That’s our policy.

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Recent News & Updates

4 Reasons to Purchase Business Interruption Insurance

The Need for Revenue Doesn’t Pause When You Can’t Do Business Business interruption (BI) insurance replaces lost income when a covered peril forces you to slow or stop operations. Typical triggers include fire, wind, or water damage that makes your premises unsafe or unusable, or a direct physical loss to key equipment that halts production.  Property insurance pays to repair buildings and equipment; BI covers...

A Guide to Winterizing Your Home

Drafts, Doors, and Dollars To winterize your home, start with the biggest leaks, such as attic hatches, exterior doors, baseboards, and windows. Add adhesive weatherstripping to door jambs and sweeps to the bottom edge; use silicone caulk around window and door casings, plumbing penetrations, and where siding meets the foundation. Do a simple smoke-pencil test: on a windy day, turn on kitchen/bath fans, then move...

Your Business Insurance Policy Checklist

As your business evolves over time, so should your insurance protection. Staying proactive with insurance coverage can mean the difference between a minor setback and a major financial loss. Schedule regular interviews with our experienced agent to help ensure your policies reflect your current operations, assets, and risks. Use the following checklist to evaluate your current policies and identify any gaps in protection. General Liability...

Preventing a Home Insurance Claim from Getting Denied

Home insurance offers peace of mind in case of unexpected damage or loss, but that protection only applies if your claim is approved. Many homeowners are surprised to learn their claims are denied for reasons that are often preventable. Knowing how to avoid the pitfalls can help ensure your homeowners' policy works for you when you need it most. Common Reasons for Claim Denials After...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.