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Your Local Monsey & Spring Valley Independent Insurance Agency

LHB Insurance Brokerage specializes in Auto Insurance, Homeowners Insurance, Business Insurance, and Life/Health Insurance.

LHB Insurance Brokerage, Inc. is a full-service, professional, independent insurance agency equipped with the products and resources necessary to successfully meet the many and varied requirements of the sophisticated insurance buying public.

We represent many of the most versatile, financially stable insurance companies, with whom we enjoy a carefully developed and strong relationship predicated upon mutual trust, long-term positive results and future growth and development. This is reflected in part through its membership in Independent Insurance Agents and Brokers Association of NY (IIABNY). This membership positions the kind of commitment the Agency makes to its clients, and to the furtherance of excellence in the industry.

New York Defensive Driving Course10% Mandatory Auto Insurance Premium Reduction for 3 Years.

The American Safety Council is proud to offer you this online defensive driving course approved by the New York State Department of Motor Vehicles.

We earn your trust. We work for your business. That’s our policy.

Read what satisfied customers have said about LHB Insurance Brokerage.
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Common Insurance Myths Debunked

Posted: January 16, 2026

What Your Friend on Social Media Got Wrong! Everyone has that friend who becomes an instant expert after watching a short video or reading a headline. Insurance myths travel fast, and they can cost real money when a claim happens. Clearing up a few of the most common myths helps you choose better protection and avoid unpleasant surprises. Myth #1: Red Cars Cost More to...

The Ins and Outs of Commercial Auto Insurance

Posted: January 4, 2026

What Every Business Owner Should Know Modern businesses are always on the move. Delivery vans drop off products, service trucks head to job sites, and sales reps crisscross town to meet clients. Any time a vehicle is used for business, your company faces risks that a personal auto policy may not fully cover. Commercial auto insurance is designed to handle those business exposures. What Counts...

Your New Year’s Insurance Checklist

Posted: January 1, 2026

A new calendar year is a natural reset. Over the past 12 months, you may have moved, bought a car, started a home-based business, gotten married, or welcomed a new baby. Those milestones change more than your social media feed; they also change the protection you need. A quick insurance checkup in January can help keep your household on track and your budget under control....

What’s the Difference Between General and Professional Liability Insurance?

Posted: December 19, 2025

General liability (GL) addresses bodily injury, property damage, and specific personal or advertising injuries arising from your premises, operations, products, or marketing. Professional liability (PL), or errors and omissions, addresses financial loss resulting from negligent advice, design, or services. Many businesses need both because a single project can involve physical hazards and professional decisions. General Liability in the Wild GL responds to everyday hazards that...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)

Insurance products are offered through the following insurers: ACE (Philadelphia, PA); AIG - American International Group (Chicago, IL); AmTrust Insurance (New York, NY); CNA (Chicago, IL); Chubb Group (Warren, NJ); Erie Insurance (Erie, PA); Greater New York (New York, NY); Guard Insurance Group (Baltimore, MD); Harleysville Insurance (Harleysville, PA); Mercury Insurance (Santa Ana, CA); Metropolitan Life Insurance Company (New York, NY); New York Central Mutual (Edmeston, NY); One Beacon Insurance (Canton, MA); The Progressive Corporation (Mayfield Village, OH); Safeco Insurance Company of America (Boston, MA); The Hartford Insurance Group, Inc. (Hartford, CT); The Travelers Indemnity Company (Hartford, CT); Zurich American Insurance Company (Schaumburg, IL); Berkshire Hathaway GUARD (Wilkes-Barre, PA); Attune Insurance; Dongbu Insurance (Anaheim, CA); Nationwide Insurance (Columbus, OH); Kingstone Insurance Company (Kingston, NY); Philadelphia Indemnity Insurance Company (Bala Cynwyd, PA); ShelterPoint (Great Neck, NY); and other unaffiliated insurers.

Insurance services are provided by an independent insurance agency. LHB Insurance Brokerage and its producers are licensed in the states where services are offered. License numbers are available upon request. Availability, eligibility, and coverages may vary by state. Not all products are available in all states.