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Your Local Monsey & Spring Valley Independent Insurance Agency

LHB Insurance Brokerage specializes in Auto Insurance, Homeowners Insurance, Business Insurance, and Life/Health Insurance.

LHB Insurance Brokerage, Inc. is a full-service, professional, independent insurance agency equipped with the products and resources necessary to successfully meet the many and varied requirements of the sophisticated insurance buying public.

We represent many of the most versatile, financially stable insurance companies, with whom we enjoy a carefully developed and strong relationship predicated upon mutual trust, long-term positive results and future growth and development. This is reflected in part through its membership in Independent Insurance Agents and Brokers Association of NY (IIABNY). This membership positions the kind of commitment the Agency makes to its clients, and to the furtherance of excellence in the industry.

New York Defensive Driving Course10% Mandatory Auto Insurance Premium Reduction for 3 Years.

The American Safety Council is proud to offer you this online defensive driving course approved by the New York State Department of Motor Vehicles.

We earn your trust. We work for your business. That’s our policy.

Read what satisfied customers have said about LHB Insurance Brokerage.
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

5 Common Business Insurance Gaps

Posted: May 19, 2026

Many businesses carry insurance but still face coverage gaps when a claim arises. That usually does not mean the business had no insurance at all. It means the policy in place did not match the loss that occurred. A company may have general liability coverage but no protection for a professional mistake. It may insure a building but not carry enough coverage for storm damage,...

4 Ways Telematics Can Impact Car Insurance

Posted: May 16, 2026

Telematics is technology that tracks driving behavior via a mobile app, a plug-in device, or a built-in vehicle system. Insurance companies may use that data to better understand how a person drives in real-life conditions. Instead of solely factoring age, vehicle type, ZIP code, and claims history, some insurers also evaluate driving habits. That can create savings opportunities for some drivers, but it can also...

Who Needs Professional Liability Insurance the Most?

Posted: May 4, 2026

Professional liability insurance is designed for businesses that give advice, provide services, create plans, or make recommendations that clients rely on. When a client says a mistake, missed detail, or failure to deliver caused financial harm, this is the type of coverage that may step in. It is often called errors and omissions insurance, and it fills a gap that many service businesses do not...

Does Your Roof Affect Homeowners’ Insurance Rates?

Posted: May 2, 2026

Part of providing for your family is literally “putting a roof over their heads.” Your home’s roof protects your family and property from damage. The roof’s condition can affect your insurance, including premium rates and whether a carrier will insure your home. Insurers consider your roof’s age, condition, material, and local weather when deciding coverage. How Roof Age Can Affect Rates The age of a...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)

Insurance products are offered through the following insurers: ACE (Philadelphia, PA); AIG - American International Group (Chicago, IL); AmTrust Insurance (New York, NY); CNA (Chicago, IL); Chubb Group (Warren, NJ); Erie Insurance (Erie, PA); Greater New York (New York, NY); Guard Insurance Group (Baltimore, MD); Harleysville Insurance (Harleysville, PA); Mercury Insurance (Santa Ana, CA); Metropolitan Life Insurance Company (New York, NY); New York Central Mutual (Edmeston, NY); One Beacon Insurance (Canton, MA); The Progressive Corporation (Mayfield Village, OH); Liberty Mutual Insurance (Boston, MA); The Hartford Insurance Group, Inc. (Hartford, CT); The Travelers Indemnity Company (Hartford, CT); Zurich American Insurance Company (Schaumburg, IL); Berkshire Hathaway GUARD (Wilkes-Barre, PA); Attune Insurance; Dongbu Insurance (Anaheim, CA); Nationwide Insurance (Columbus, OH); Kingstone Insurance Company (Kingston, NY); Philadelphia Indemnity Insurance Company (Bala Cynwyd, PA); ShelterPoint (Great Neck, NY); and other unaffiliated insurers.

Insurance services are provided by an independent insurance agency. LHB Insurance Brokerage and its producers are licensed in the states where services are offered. License numbers are available upon request. Availability, eligibility, and coverages may vary by state. Not all products are available in all states.