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Your Local Monsey & Spring Valley Independent Insurance Agency

LHB Insurance Brokerage specializes in Auto Insurance, Homeowners Insurance, Business Insurance, and Life/Health Insurance.

LHB Insurance Brokerage, Inc. is a full-service, professional, independent insurance agency equipped with the products and resources necessary to successfully meet the many and varied requirements of the sophisticated insurance buying public.

We represent many of the most versatile, financially stable insurance companies, with whom we enjoy a carefully developed and strong relationship predicated upon mutual trust, long-term positive results and future growth and development. This is reflected in part through its membership in Independent Insurance Agents and Brokers Association of NY (IIABNY). This membership positions the kind of commitment the Agency makes to its clients, and to the furtherance of excellence in the industry.

New York Defensive Driving Course10% Mandatory Auto Insurance Premium Reduction for 3 Years.

The American Safety Council is proud to offer you this online defensive driving course approved by the New York State Department of Motor Vehicles.

We earn your trust. We work for your business. That’s our policy.

Read what satisfied customers have said about LHB Insurance Brokerage.
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Key Questions for Your Business Insurance Renewal

Posted: March 4, 2026

Your upcoming policy renewal constitutes a crucial business risk checkup rather than just another administrative bill to pay. As your company grows and evolves over the next 12 months, your baseline exposure to operational risks naturally shifts in parallel. Expanding operations by adding new locations, purchasing upgraded equipment, launching new services, or hiring extra staff significantly changes your specific liability profile. Factors that affect the...

Spring Break Insurance Tips

Posted: March 2, 2026

Spring break travel often involves cross-country road trips, beach days, and struggling through crowded airport terminals. Many travelers focus solely on booking flights, forgetting to secure the right protection for the journey. Unexpected events, such as minor fender benders in unfamiliar cities or theft from a hotel room, can quickly ruin a vacation. Securing personal insurance ensures you have a dependable safety net should you...

Why a Basic Home Insurance Policy Isn’t Always Enough

Posted: February 16, 2026

While a typical homeowners insurance policy offers a reliable starting point, it’s important to remember that “standard” only goes so far. Since every home, lifestyle, and risk is different, you might discover coverage gaps exactly when you need your policy the most. The Most Common Coverage Shortfalls Many homeowners assume any water damage is covered. In reality, coverage often depends on whether the event was...

A Homeowner’s Guide to Dealing with Ice Dams

Posted: February 2, 2026

Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze cycles, water can back up under shingles and leak into ceilings, walls, insulation, and belongings. Why Ice Dams Happen Most ice dam problems start with uneven roof temperatures. Heat escaping into the attic warms the upper roof surface above 32°F...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)

Insurance products are offered through the following insurers: ACE (Philadelphia, PA); AIG - American International Group (Chicago, IL); AmTrust Insurance (New York, NY); CNA (Chicago, IL); Chubb Group (Warren, NJ); Erie Insurance (Erie, PA); Greater New York (New York, NY); Guard Insurance Group (Baltimore, MD); Harleysville Insurance (Harleysville, PA); Mercury Insurance (Santa Ana, CA); Metropolitan Life Insurance Company (New York, NY); New York Central Mutual (Edmeston, NY); One Beacon Insurance (Canton, MA); The Progressive Corporation (Mayfield Village, OH); Safeco Insurance Company of America (Boston, MA); The Hartford Insurance Group, Inc. (Hartford, CT); The Travelers Indemnity Company (Hartford, CT); Zurich American Insurance Company (Schaumburg, IL); Berkshire Hathaway GUARD (Wilkes-Barre, PA); Attune Insurance; Dongbu Insurance (Anaheim, CA); Nationwide Insurance (Columbus, OH); Kingstone Insurance Company (Kingston, NY); Philadelphia Indemnity Insurance Company (Bala Cynwyd, PA); ShelterPoint (Great Neck, NY); and other unaffiliated insurers.

Insurance services are provided by an independent insurance agency. LHB Insurance Brokerage and its producers are licensed in the states where services are offered. License numbers are available upon request. Availability, eligibility, and coverages may vary by state. Not all products are available in all states.